Inheritance Tax Planning
Making sure your wealth is preserved
Why plan for Inheritance Tax?
You’ve worked hard to build your wealth — but without proper planning, a large portion of it could be lost to Inheritance Tax. Currently, estates can face a tax bill of up to 40% on anything above the threshold.
Without planning:
- Your loved ones could inherit far less than you intended
- Family assets, such as property or business shares, may need to be sold to pay the tax bill
- Children and beneficiaries may face unnecessary financial stress and delay
- Your legacy could be significantly reduced, limiting the impact of your hard work
Inheritance Tax isn’t just about numbers. It can create real hardship for families, forcing them to make difficult decisions at the worst possible time.
How planning now makes a difference
nheritance Tax can often be reduced — or even avoided altogether — with the right planning.
At Sure Wealth, I help families and business owners put strategies in place to minimise tax and maximise what is passed on. This may include:
- Using allowances and exemptions effectively
- Setting up Trusts to protect wealth for future generations
- Gifting strategies to reduce the taxable value of your estate
- Business relief and property relief planning
- Reviewing Wills and wider structures to ensure efficiency
With tailored advice and careful planning, you can:
- Reduce or eliminate IHT liability so more wealth stays in your family
- Protect property and key assets from being sold off to pay tax
- Provide financial certainty for your beneficiaries
- Safeguard family harmony by removing financial pressures
- Leave a meaningful legacy that benefits the people and causes you care about most
IHT planning isn’t about avoiding responsibility. It’s about using the rules fairly and wisely so that the wealth you’ve worked for goes to the people you love — not unnecessarily to HMRC.
Your IHT planning journey
Here’s what you can expect when we work together:
Clarity Call
A short conversation to understand your estate and your goals.
Legacy Planning Session (paid consultation)
A focused consultation where we review your estate, your assets, and your family’s needs.
Recommendations
A personalised plan using the most effective strategies for your circumstances.
Implementation
I’ll take care of putting everything in place, liaising with your other advisers if needed.
Ongoing Review
As tax rules and your circumstances change, I’ll help you review your plan to ensure it always delivers maximum benefit.
The best time to plan for Inheritance Tax is now.
Take the first step towards reducing your Inheritance Tax and book in a free 15 minute Clarity Call:
